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Your daily cup, our daily shout.


Use your Savvy account for your morning fix and you’re in the draw to instantly win your cash back.

Open in app
instant
brewback
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Total brew backs won
30
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savvy icon
Total Brew Backs won
as at 13 November 2025

152

Get Savvy

How it works

1. 

Use your Savvy card to pay for your morning treat at a café or eatery
on weekdays between 7–11am (up to $7.50).

2. 

You’ll automatically go in the draw to instantly win your cash back.
Turn on your app notifications to find out if you’re the lucky winner!

3. 

If you win, we’ll pop what you spent back
into the same Savvy stack it came from.
A Savvy start to your day!

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Eligible transactions are purchases made between 7am and 11am weekdays, between $1 and $7.50, at cafes and restaurants (who use merchant codes 5812 or 5814). 

Set up Boost
Make every purchase feel like a win

With Boost, your spare change turns into savings every time you tap.

Set Savvy to round up every purchase (to the closest 50 cents, $1 or $5) and that extra boost goes straight into your Stack of choice.

It’s an easy way to turn little spends into bigger savings over time.

Set up Boost
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Set up a Stack
Want to set up a dedicated daily treat Stack?

With Savvy Stacks, you can organise your money to save for the things that matter to you.

From your daily flat white to Friday takeaways - or even a bigger goal down the track - Stacks give you clarity and control over your money management. It’s your money, organised your way.

Set up a Stack
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Set a Goal
From today’s brew to tomorrow’s breakthrough

A coffee cashback is a little bonus back in your pocket. With Goals, every Stack can have a target amount and date — so you can track your progress and see how even small extras add up over time.

Choose your Stack, set your Goal and start building towards it today.

Set up a Goal
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Promotion ends 11am on 21 January 2026. Only transactions between 7-11am weekdays, between $1 and $7.50, and at cafes and restaurants using merchant code 5812 or 5814 are eligible. Check out the full T&Cs and eligibility criteria here.

*Current return rate before tax. Booster regularly reviews and sets the return rate. You can always check back here to see what it is at any time. Some transaction fees apply, including international transaction and FX fees. Merchants may apply surcharges which Savvy aren’t involved with. Booster receives a fee for managing money in the Savvy fund – this fee is not taken from your balance but from the returns on investments in the fund and is not taken from the set return.

Bean There, Won That

From coffee to cashback

"I was the lucky recipient of a brew back yesterday which made my day 😂

I've switched over completely to Savvy and I love it. I've been telling everyone who'll listen about it!"

- Sophie 

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